Advance Gold - 3 Years £159.00
A saving of £11 on our published rates and an extra month free!
What Does This Policy Cover?
The Advance Gold is a comprehensive all-risks insurance policy for most types of mobility scooters and powered wheelchairs (see below for exclusions).
Loss or damage - The cost of repairs to your mobility vehicle if it is lost or damaged as a result of an accident, fire, theft or vandalism. Please note that theft, attempted theft & malicious damage between 9pm and 6am at your normal place of residence are subject to forcible & violent entry into locked accommodation (building, shed, garage or locked car). Normally we cover powered wheelchairs and scooters up to a value of £7,000 and the machine does not exceed a top speed of 8mph. If your machine has a higher value or if the model of machine is a Traveso, Mobicar or Shoprider Flagship, we are unable to offer our standard prices. Please contact us and we will do our best to arrange tailored cover.
We would remind you: As a duty of care you MUST ensure the ignition key is removed from the machine whenever it is left unattended.
New for old replacement - Royal & Sun Alliance Insurance plc will replace your machine with a new model if it is stolen (and not recovered), or if it is so seriously damaged in an accident that repairs would cost more than 60% of the list price of a new machine of similar make and model.
NB: This benefit applies as long as you have owned your machine from new and it is less than two years old. Otherwise, you will be paid the current market value of the machine.
Personal effects - A maximum of £200 for any one claim will be paid for loss of or damage to your personal effects while you are using your machine or scooter.
Public liability - This means that you are covered against liability to pay compensation and costs if you accidentally injure another person, including a fatality, or accidentally damage their property while using your machine or its accessories and legal costs incurred by you with the written consent of the insurer, Royal & Sun Alliance Insurance plc.
Please note that the maximum payment for any one claim is £2 million.
Getting home - If your machine is stolen or damaged, this cover will pay the cost of passenger fares only for you and one person to get home. The maximum amount paid is £100 for any claim, and £500 in any one year of your policy.
Please note that additional transportation of the damaged machine is not covered.
Mobility payment - If you are left without a working machine for more than three days following an accident (or following a mechanical and electrical breakdown if you have an Advance Warranty policy), you will receive £7 per day up to a maximum of 21 days. There is no payment for the first three days. The maximum amount payable in any one year of insurance is £250.
Sports use - Use for racing and pacemaking is excluded. However, you will be insured whilst using your machine for all other sports subject to you paying the first £50 of any claim.
Worldwide cover - As long as you are normally resident in the UK, you can take your Mobility vehicle with you whenever you travel abroad. This cover includes air travel and airport handling.
Accidental death - If you die as a result of an accident while using your wheelchair or scooter, £3,000 compensation will be paid.
Purchasing online is subject to the following;
- The value of the machine to be insured does not exceed £7,000.
- Maximum speed of the machine does not exceed 8 miles per hour.
- The model of machine is not a Shoprider Traveso, Mobicar or Flagship.
- The machine is not a manual chair with power adaptations such as E-Fix or E-Motion etc
If you are unable to meet the above criteria, please contact us on 0845 602 8000 (between the hours of 9am to 5pm Monday to Friday, except bank holidays). We will not be able to offer our standard prices and terms but we will do our utmost to provide tailored cover for you.